Trampoline Safety
Trampolines are a popular addition to many backyards, offering a fun and active way for families to spend time together. We understand the enjoyment they bring, however, it’s important to recognize that trampolines also come with significant safety risks and liability concerns.
Understanding the Risks
Due to their nature, trampolines can lead to a variety of injuries. Common incidents include sprains, fractures, head and neck injuries, and even spinal cord damage.
These injuries often occur from:
Collisions between multiple jumpers
Attempting risky stunts or flips
Falling off the trampoline
In addition to the physical risks, trampolines can create significant liability exposure for homeowners. When neighbors or friends, especially children, use your trampoline, any injuries that occur on your property could potentially lead to a lawsuit.
Key Safety Precautions
The good news is that many trampoline-related injuries can be reduced by taking proper safety measures. Here are some of the most effective ways to create a safer environment:
Install Proper Netting and Padding
One of the most important safety features is a properly installed net enclosure and adequate padding. Netting helps prevent users from being ejected from the trampoline, which is a leading cause of severe injuries. Padding also protects against contact with the frame and springs.
Follow Safe Usage Guidelines
Establishing and enforcing clear rules is critical:
Limit use to one person at a time to prevent collisions and “double bouncing”
Do not allow children under age 6 to use the trampoline due to limited coordination and softer bones
Prohibit somersaults, flips, and other risky maneuvers
Ensure adult supervision is always present
It’s estimated that more than 75% of trampoline injuries involve children and teens, making supervision especially important.
Protecting Your Property and Others
Beyond safety during use, preventing unauthorized access is just as important. At Farm Bureau Insurance, we require trampolines to have a lockable net enclosure. This helps reduce the risk of injury when the trampoline is not in use.
If a trampoline does not have a net enclosure, we require the yard to be fully fenced to limit access and protect both the homeowner and others.
Trampolines can be a great source of outdoor fun, but they also require careful consideration and responsibility. By understanding the risks, following safety guidelines, and meeting coverage requirements, homeowners can help protect their families, guests, and themselves.
If you have questions about trampoline coverage or safety requirements, reach out to our team.